Skip to content
Real Estate Affairs of Corporates and Homes · Himachal Pradesh & Punjab
RACOHOAsk the desk

What we are seeing, written down and dated.

Notes from the desks — circle rates, Section 118, what a bank valuer actually looks at. No listicles, no market hype, and every number carries the date we saw it.

Notes published:
24
States covered:
2
This month’s note
Developer's render of an Elegancia tower façade, a high-rise to be built in Mivan aluminium-formwork constructionBuying

16 October 2026 · 4 min read

Mivan construction: what aluminium formwork means for a flat buyer

More high-rise projects around Mohali and Kharar now name Mivan in their brochures — Elegancia on NH-05 among them. What the method is, what it does well, and the one limitation every buyer should know before possession.

RACOHO Advisory DeskRead the note →

21 July 2026 · 5 min read

Your name is on the deed. It is not yet on the record.

Registration and mutation are two different things, and the gap between them is where a surprising number of files sit for years. What intkaal is, who has to chase it, and what breaks when nobody does.

RACOHO Advisory DeskRead →

14 July 2026 · 6 min read

How to check a project on RERA in ten minutes

Punjab and Himachal run separate registers, and a registration number on a hoarding means less than most buyers assume. What to look up, what the quarterly filings reveal, and what a missing number tells you.

RACOHO Advisory DeskRead →

7 July 2026 · 7 min read

Flat or plot in the tri-city: the honest comparison

A plot appreciates and a flat is livable, which is where most advice stops. The real differences are in what you can borrow, what you pay monthly, how fast you can exit, and what the paperwork demands.

RACOHO Advisory DeskRead →

30 June 2026 · 7 min read

Buying from abroad: what an NRI actually has to get right

Most of it is ordinary conveyancing done at a distance. The parts that genuinely differ are the power of attorney, the account the money moves through, and what happens when you want to take it back out.

RACOHO Advisory DeskRead →

One note a month. Rates, rules, and what changed at the tehsil.

Written by the desks, not by a marketing team. No listings pushed at you, and one click unsubscribes.

Roughly the first week of every month. We do not share the list — see the privacy policy.