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Real Estate Affairs of Corporates and Homes · Himachal Pradesh & Punjab
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What we are seeing, written down and dated.

Notes from the desks — circle rates, Section 118, what a bank valuer actually looks at. No listicles, no market hype, and every number carries the date we saw it.

Notes published:
24
States covered:
2
This month’s note
Developer's render of the Elegancia towers on the Kharar–Ludhiana Highway, with the clubhouse at the foot of the main towerMarket notes

16 October 2026 · 5 min read

Elegancia on NH-05: what Divya Builders has announced, and what has not been yet

A 14-acre mixed-use high-rise address on the Kharar–Ludhiana Highway, near Chandigarh University. Here is what the developer's own material commits to, what it leaves open, and what we would want in writing before anyone pays a token.

RACOHO Advisory DeskRead the note →

14 July 2026 · 6 min read

How to check a project on RERA in ten minutes

Punjab and Himachal run separate registers, and a registration number on a hoarding means less than most buyers assume. What to look up, what the quarterly filings reveal, and what a missing number tells you.

RACOHO Advisory DeskRead →

7 July 2026 · 7 min read

Flat or plot in the tri-city: the honest comparison

A plot appreciates and a flat is livable, which is where most advice stops. The real differences are in what you can borrow, what you pay monthly, how fast you can exit, and what the paperwork demands.

RACOHO Advisory DeskRead →

One note a month. Rates, rules, and what changed at the tehsil.

Written by the desks, not by a marketing team. No listings pushed at you, and one click unsubscribes.

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