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Real Estate Affairs of Corporates and Homes · Himachal Pradesh & Punjab
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What we are seeing, written down and dated.

Notes from the desks — circle rates, Section 118, what a bank valuer actually looks at. No listicles, no market hype, and every number carries the date we saw it.

Notes published:
24
States covered:
2
This month’s note
A district registry office on a working morningBuying

28 July 2026 · 6 min read

Stamp duty and registration: what you actually pay in Punjab and Himachal

Two states, two rate cards, and a difference large enough to change which side of the border a buyer looks at. What the sub-registrar collects on the day, who gets a concession, and why the number is not calculated on the price you negotiated.

RACOHO Advisory DeskRead the note →

21 July 2026 · 5 min read

Your name is on the deed. It is not yet on the record.

Registration and mutation are two different things, and the gap between them is where a surprising number of files sit for years. What intkaal is, who has to chase it, and what breaks when nobody does.

RACOHO Advisory DeskRead →

14 July 2026 · 6 min read

How to check a project on RERA in ten minutes

Punjab and Himachal run separate registers, and a registration number on a hoarding means less than most buyers assume. What to look up, what the quarterly filings reveal, and what a missing number tells you.

RACOHO Advisory DeskRead →

30 June 2026 · 7 min read

Buying from abroad: what an NRI actually has to get right

Most of it is ordinary conveyancing done at a distance. The parts that genuinely differ are the power of attorney, the account the money moves through, and what happens when you want to take it back out.

RACOHO Advisory DeskRead →

One note a month. Rates, rules, and what changed at the tehsil.

Written by the desks, not by a marketing team. No listings pushed at you, and one click unsubscribes.

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