Notes from the desks — circle rates, Section 118, what a bank valuer actually looks at. No listicles, no market hype, and every number carries the date we saw it.
28 July 2026 · 6 min read
Two states, two rate cards, and a difference large enough to change which side of the border a buyer looks at. What the sub-registrar collects on the day, who gets a concession, and why the number is not calculated on the price you negotiated.
21 July 2026 · 5 min read
Registration and mutation are two different things, and the gap between them is where a surprising number of files sit for years. What intkaal is, who has to chase it, and what breaks when nobody does.
14 July 2026 · 6 min read
Punjab and Himachal run separate registers, and a registration number on a hoarding means less than most buyers assume. What to look up, what the quarterly filings reveal, and what a missing number tells you.
30 June 2026 · 7 min read
Most of it is ordinary conveyancing done at a distance. The parts that genuinely differ are the power of attorney, the account the money moves through, and what happens when you want to take it back out.
28 June 2026 · 9 min read
Non-agriculturists cannot buy agricultural land in Himachal without permission. What the section says, what the exceptions are, and how long the file actually takes.
16 June 2026 · 7 min read
Slope, approach, water, TCP setbacks and Section 118 — in that order, and all of them before the photographs. What a hill purchase asks that a plains purchase never does.
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