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Real Estate Affairs of Corporates and Homes · Himachal Pradesh & Punjab
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What we are seeing, written down and dated.

Notes from the desks — circle rates, Section 118, what a bank valuer actually looks at. No listicles, no market hype, and every number carries the date we saw it.

Notes published:
24
States covered:
2
This month’s note
A district registry office on a working morningBuying

28 July 2026 · 6 min read

Stamp duty and registration: what you actually pay in Punjab and Himachal

Two states, two rate cards, and a difference large enough to change which side of the border a buyer looks at. What the sub-registrar collects on the day, who gets a concession, and why the number is not calculated on the price you negotiated.

RACOHO Advisory DeskRead the note →

9 June 2026 · 6 min read

What a bank actually checks before it funds a property here

The legal opinion and the technical valuation are two separate reports, and either one can stop a file. What each looks for on a Punjab or Himachal property, and the things that quietly reduce your sanction.

RACOHO Advisory DeskRead →

One note a month. Rates, rules, and what changed at the tehsil.

Written by the desks, not by a marketing team. No listings pushed at you, and one click unsubscribes.

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