What we are seeing, written down and dated.

Notes from the desks — circle rates, Section 118, what a bank valuer actually looks at. No listicles, no market hype, and every number carries the date we saw it.

Notes published:: 24
States covered:: 2

Your name is on the deed. It is not yet on the record.

Registration and mutation are two different things, and the gap between them is where a surprising number of files sit for years. What intkaal is, who has to chase it, and what breaks when nobody does.

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2 June 2026 · 8 min read

Tax on selling property: capital gains, indexation and the 54EC route

The three questions every seller asks, answered with the current rules and two worked examples from Sector 72 files.

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26 May 2026 · 6 min read

Selling inherited property when the family does not entirely agree

Most inherited files are not disputed. They are simply incomplete — a mutation nobody filed, an heir nobody listed, a share nobody quantified. What has to be true before a sale can complete.

RACOHO Advisory DeskRead →

8 April 2026 · 5 min read

What a bank valuation actually looks at

Why the valuer's number comes in below your asking price, and the four inputs that move it more than the finish quality does.

RACOHO Advisory DeskRead →

One note a month. Rates, rules, and what changed at the tehsil.

Written by the desks, not by a marketing team. No listings pushed at you, and one click unsubscribes.

Roughly the first week of every month. We do not share the list — see the privacy policy.