This is the list we work through before any client pays a token in Punjab. Nothing here is exotic; the value is in doing all twelve rather than the eight that are easy to get.
The twelve
- Jamabandi — the record of rights, read at the tehsil, not a photocopy.
- Mutation chain — every transfer since the last clean title.
- Sanctioned layout plan — GMADA, GLADA or the municipal council.
- Approval letter for the colony — separate from the layout.
- Sale deed of the current owner.
- No-objection certificate from the authority where required.
- Completion certificate for anything built.
- Occupancy certificate where the structure is occupied.
- Latest tax receipts — property and, for societies, maintenance.
- Electricity and water connection records.
- Encumbrance position — any charge, mortgage or lis pendens.
- Approach road status in the sanctioned layout.
The two people skip
Numbers four and twelve. The colony approval is assumed from the layout plan, and the approach road is assumed from the fact that a road exists. Both assumptions cost money later — road width that does not match the sanctioned layout lands the compounding cost on the buyer, every time.
Related notes
16 October 2026 · 6 min read
Buying a prelaunch flat in Punjab: the RERA checks to make before you pay a token
Prelaunch is where the best unit choice is — and where the paperwork is thinnest. Four checks that take an afternoon, using Elegancia on NH-05 as a live example of a project still at that stage.
16 October 2026 · 5 min read
Elegancia on NH-05: what Divya Builders has announced, and what has not been yet
A 14-acre mixed-use high-rise address on the Kharar–Ludhiana Highway, near Chandigarh University. Here is what the developer's own material commits to, what it leaves open, and what we would want in writing before anyone pays a token.
16 October 2026 · 5 min read
Super area or carpet area? Reading an Elegancia floor plan
The Tower I plan at Elegancia states a super area of 701.56 sq ft. The rooms drawn on it add up to about 364 sq ft. Here is where the rest goes, and the one question to ask before comparing prices.